Head of Household Manual · the Home OS

The same engine that balances a business's books takes care of your home's. The household is its own workspace: its books never mix with the business's, even though you're the same person with a single login. The twelve agents are relabeled for home life.

Log in as maria.marrero@hogar.pr / Maria2026 — head of household of

Hogar Marrero. (Or log in as Felipe and switch to 🏠 Hogar Marrero from

the selector: he owns the café *and* heads this household.)

The Home Summary

Four live indicators:

Indicator	What it means
Balance · accounts	What's in the household accounts today
Period spending	Spent in the current period
Budget used	What percentage of the budget you've used
Savings goals	The average progress of your goals

In the Hogar Marrero demo: balance $2.2K, 86% of the budget, goals at 64%. Below, spending by category (housing, food, utilities, allowance, leisure) and the household activity with the agent that touched each charge.

The home sections

Section	What it's for	Agent (role at home)
Transactions	Every household charge and income	Libro · Guardián
Budgets	Limit per category and per member, and what's been spent	Mecenas
Goals	The savings goals and their progress	Caudal
Family	The members, their relationship, allowance and card	Salario
Agents	The twelve, relabeled for the home	Cónclave

The agents, in a domestic key

Salario → the income coming into the household (including the payroll of

whoever works, which appears here as income).

Mecenas → the mortgage, the utilities, the subscriptions.
Caudal → the goals: the trip, the emergency fund.
Guardián → card fraud and *zombie subscriptions* (that second streaming

charge nobody remembers).

Norte → the household's health in natural language.

The family

In Family you see each member. To a member like Sofía you assign a monthly allowance and a card; she logs in with her own login (sofia@hogar.pr / Sofia2026) and sees only her allowance — never the household accounts. Just like the employee in the business: transparency over what's theirs, privacy over everything else.

Shared expenses and goals

A large expense is split among the members according to the rule you define, and each savings goal (trip $2.5K/$4.0K, emergency fund $3.9K/$6.0K) shows its progress. The household books also balance by double entry: $6,360 = $6,360.

The idea: the same accounting rigor of a business, put at the service of a

family's peace of mind. No spreadsheets, no end-of-month surprises.