MyFinAI governs all 10 stages of your business's money —capture, categorise, reconcile, collect, pay, payroll, tax, forecast, watch, decide— with a constellation of AI agents. Aligned for the owner. Aligned for the books.
QuickBooks here. An Excel there. The bookkeeper once a month. The payroll app on the side. The tax preparer in March. Every piece charges, nobody owns the outcome. You are the glue — by hand, at night.
Money stops being a month-end puzzle and becomes a continuous flow. Each agent knows the previous one's context. Nothing falls through the cracks.
MyFinAI · one platform, from invoice to close to taxEach stage has its AI agent. Each agent serves two truths at once: what the owner needs to decide, and what the books need to record. Tap a stage —or play the whole cycle.
QuickBooks has reports. MyFinAI orchestrates twelve specialized agents.
Hover or tap an agent to see its standard Lopettia (LAF) spec.
The owner sees cash, margin and runway. The employee sees their pay, their deductions and their stub — clearly. Same books, aligned incentives.
| Transaction | Category | Agent | Amount | Status |
|---|---|---|---|---|
| Card settlement · Fri TXN-4650 | Sales Revenue | Libro | $4,650 | RECONCILED |
| Catering · Hotel Condado TXN-1450 | Catering Revenue | Libro | $1,450 | POSTED |
| Café Yaucono Supply TXN-0620 | COGS | Libro | −$620 | RECONCILED |
| Rent · June TXN-2800 | Rent | Mecenas | −$2,800 | POSTED |
| POS 4821 · unknown merchant TXN-0089 | Uncategorised | Guardián | −$89 | FLAGGED |
What comes in, what goes out, what you owe the tax authority and each vendor. MyFinAI posts every movement as balanced double-entry and shows margin and runway live — not at a quarterly close.
Every process ends in a balanced double-entry journal. The statements aren't assembled on the side: they come out of that same ledger, so they always tie.
Invoices, subscriptions and collections. Revenue is recognized when you invoice; when you collect, the bank gets the net, the withholding becomes a credit in your favor and the gateway fee an expense.
Vendor bills by email, file or tax report; purchase orders with receiving and a 3-way match that blocks; payment with withholdings, a PDF voucher and a remittance advice.
Approved hours under one rate rule, accrued as work in progress and billed; payroll under each country's regime with its contributions, benefits and withholdings.
Bank movements without touching your credentials, never duplicated on re-import, categorized and reconciled against the statement and against the subledgers.
Puerto Rico: sales & use tax, services withholding, municipal license, payroll returns. Colombia: VAT, withholding at source, reteIVA, reteICA and the DIAN calendar. Each tax in its own account, with its law cited.
A month-end close that verifies and locks the period; a hash-chained ledger; dual approval on large payments; nobody approves their own expense; checks that run on every deploy.
Multi-currency at the official rate of the document's date, with the exchange difference recognized on payment. The AI captures, classifies, reconciles and prepares; a human moves the money.
Two separate ledgers —never commingled— but one identity. Felipe logs in once and switches between Café La Aurora and Hogar Marrero. The same 12 agents relabel for the family; RLS keeps every dollar in its place.
| Transaction | Category | Agent | Amount | Status |
|---|---|---|---|---|
| Paycheck · Felipe HH-2150 | Salary | Salario | +$2,150 | POSTED |
| Mortgage · Banco Popular HH-1480 | Housing | Mecenas | −$1,480 | POSTED |
| Econo · groceries HH-0214 | Food | Libro | −$214 | RECONCILED |
| Mesada · Sofía HH-0120 | Allowance | Mecenas | −$120 | POSTED |
| Netflix · 2nd charge HH-0016 | Leisure | Guardián | −$15.99 | FLAGGED |
| Agent | In the business | At home |
|---|---|---|
| Salario | payroll to employees | income & paychecks coming in |
| Mecenas | accounts payable | mortgage, utilities, subscriptions |
| Fisco | sales tax / 941 | personal tax return |
| Caudal | cash runway | will we make it to payday? · goals |
| Guardián | vendor fraud | card fraud + zombie subscriptions |
| Norte | monthly margin | how much on groceries? + home health |
The Lopettia way to run money: AI that empowers your team, gives the employee clarity and the owner total control of the cycle — from receipt to close.